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    News and Articles on National Flood Insurance



    Waves of concern  Nov 7, 2009
    Those who act before the new maps are made effective - a date that varies by county - can qualify for steep discounts on additional insurance by being grandfathered into the National Flood Insurance Program, created in 1968 after most insurers stopped selling flood insurance ... Currently, about 50,000 Massachusetts properties are covered by National Flood Insurance Program policies. (Boston Globe)

    Commission approves FIRMS  Nov 4, 2009
    The final FIRMS, issued by the National Flood Insurance Program (NFIP), will go into effect Dec. 18, after more than one year of being preliminary. Changes to the base flood elevation affects certain areas in the city of Wahpeton, and in Barrie, Center, Summit and Walcott townships. (Wahpeton Daily News, ND)

    FEMA needs better IT systems to cut risk of double-dipping, auditors say  Nov 3, 2009
    7 billion worth of disaster aid distributed by FEMA under the National Flood Insurance Program and in the Individuals and Households Program from August 2005 to August 2006, according to the report published Oct. 30. Duplication of benefits can occur in several ways, including recipients of flood insurance also receiving homeowners insurance payments, or recipients of cash grants for housing also receiving government-supplied motel rooms, trailers or home repair funding. (FCW.com)

    Ocoee to hold meeting on S.R. 50 corridor  Oct 29, 2009
    approved an ordinance concerning the requirements for FEMA s National Flood Insurance Program. This approval was necessary for the city to participate in the National Flood Insurance Program. (Winter Garden West Orange Times, FL)

    Hikers' Families Hope Videos Sway Iran  Oct 28, 2009
    " -- On the Web: Family Web site: Local Video from WCCO in Minneapolis/St. Paul Local Video from WCCO in Minneapolis/St. Paul Local Video from WCCO in Minneapolis/St. Paul MMIX, CBS Interactive Inc. All Rights Reserved. This material may not be published, broadcast, rewritten, or redistributed. The Associated Press contributed to this report. Share: More From World Video Video by Noetical October 27, 2009 8:52 PM EDT I'm sickened by the fact that 3 out of the 7 people who've commented thus far... (CBS News)

    Homeowners Deserve a Truly Comprehensive Insurance Policy  Oct 17, 2009
    Congress is preparing to extend the National Flood Insurance Program for another year, but there are many challenges and inefficiencies in the program, such as a lack of adequate controls and scope of coverage. American consumers deserve full, fair and comprehensive coverage against natural disasters, and changes are necessary to help consumers meet their needs. (Roll Call)

    Some in Miss. upset by Obama snub  Oct 15, 2009
    Taylor's statement said the letter urged Obama to reform the National Flood Insurance Program to prevent gaps in coverage for millions of people who live areas vulnerable to hurricanes. (Copyright 2009 by The Associated Press. (WWLTV.com, LA)

    Flooding a reminder of need for coverage  Oct 12, 2009
    The only financial protection one has against flooding is to obtain flood insurance either through your insurance carrier or directly from the National Flood Insurance Program. This message, repeated often by insurers, disaster response organizations and federal and state government, is one of the most misunderstood issues within the housing industry. (The Augusta Chronicle)

    Many realize water risk too late  Oct 11, 2009
    All flood insurance is backed by the National Flood Insurance Program ... The National Flood Insurance Program made policy revisions Oct. 1 that resulted in higher deductibles and an average 8 percent increase in premiums, said Allison Dean Love, the executive director of the South Carolina Insurance News Service ... - You are eligible to purchase flood insurance as long as your community participates in the National Flood Insurance Program. (The Augusta Chronicle)

    Colmans: Flood insurance coverage changes now are in effect  Oct 11, 2009
    The only financial protection one has against flooding is to obtain flood insurance either through your insurance carrier or directly from the The National Flood Insurance Program. This message, repeated often by insurers, disaster response organizations and the federal and state governments, is one of the most misunderstood issues within the housing industry. (Athens Banner-Herald)

    HIGHER RATES  Oct 10, 2009
    National Flood Insurance Program officials announced late last week they would raise premiums by an average of 8 percent as current customers policies come up for renewal ... Armond Schwing, vice-president of the Schwing Insurance Agency in New Iberia, which writes flood insurance policies through the National Flood Insurance Program, said flood policies in preferred areas are not extremely expensive so any increase would be nominal. (New Iberia, LA)

    Visalia may see cost cut on flood insurance  Sep 30, 2009
    WildEarth Guardians said Wednesday it filed a lawsuit against FEMA in federal court in New Mexico that claims the agency's National Flood Insurance Program encourages development in flood plains without determining whether threatened or endangered species would be harmed. FEMA officials said Wednesday they would not comment on pending litigation. (Fresno Bee)

    Washington's Green River Prepares for a Flood  Sep 30, 2009
    Fortunately for Green River Valley, King County belongs to the National Flood Insurance Program, which means that residents cannot be turned down for flood insurance (unless they've built something in direct violation of regional flood codes, that is), and that, though some 90 insurance companies administer the policies, effectively it is the government providing the insurance itself. "There is nobody in the Green River area that should not be able to get flood insurance," says Jeff Woodward,... (Time.com)

    Interest in flood insurance spikes  Sep 25, 2009
    Homeowners can purchase federally-sponsored flood insurance through the National Flood Insurance Program. New policies can t be activated for 30 days. (Atlanta Journal-Constitution -- Metro)

    Insurance commissioner offers tips  Sep 25, 2009
    From the NFIP Website () The National Flood Insurance Program offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding ... National flood insurance may be written only in participating communities. (Atlanta Journal-Constitution -- Business)

    Flood Damage Hits Uninsured Homeowners  Sep 23, 2009
    A separate policy must be purchased through the National Flood Insurance Program, and can only be purchased if the community participates in the national program. Oxendine said Georgians can call his Consumer Services Division at 404-656-2070 or 1-800-656-2298 for help with insurance matters. (13WMAZ.com, GA)

    Flood Insurance 101  Sep 23, 2009
    If you live in a community that participates in the National Flood Insurance Program (NFIP), you are eligible to purchase flood insurance. Over 20,000 communities participate, and it's likely that yours is one of them. (W-USA News, DC)

    Insurance claims soar in metro area  Sep 23, 2009
    While flood coverage can usually be bought from a local insurance agent, it is federally backed by the National Flood Insurance Program. Flood insurance is available for up to $250,000 for damage to a home. (Atlanta Business Chronicle, GA)

    Insurance answers disappointing  Sep 22, 2009
    During the past decade, the average insurance claim for flood damage was more than $33,000, according to the National Flood Insurance Program. The federal program backs the insurance, which can be bought through private agents. (Atlanta Journal-Constitution -- Metro)

    ' + dsq_num_posts + ' Comment' + (dsq_num_posts != 1 ? 's' : '') + '  Sep 18, 2009
    Click on National Flood Insurance Program on the county site for property searches on flood risk and insurance rates. ty site for property searches on flood risk and insurance rates. (Enumclaw Courier Herald, WA)

    Engineer informs supervisors of flooding in rural subdivision  Sep 17, 2009
    This mapping will allow the opportunity for the County to participated in the National Flood Insurance Program, which would offer flood insurance to County residents. The board with Vice-Chairperson Wes Rich presiding acknowledged the purchase of a 1-ton Ford truck chassis from Gretter Motor for $20,025 for the Secondary Roads Department. (Kalona News, IA)

    Getting the most out of home insurance  Sep 16, 2009
    The National Flood Insurance Program was created by Congress to help homeowners insure their properties against conditions that could result in flooding and water damage. To qualify for this insurance rider, you must live in an area that has agreed to meet certain standards for reducing the risk of flooding. (Bolton Common, MA)

    City, county win appeal of new maps  Sep 12, 2009
    FEMA required the update for residents to continue to participate in the government-subsidized National Flood Insurance Program. The maps represent an educated guess about where water will flow in a 100-year flood, Hays said. (Nogales International, AZ)

    Tumult of 2004 changed Florida  Sep 6, 2009
    -- The National Flood Insurance Program, managed by FEMA, handled 8,900 claims in Florida and paid more than $153 million to Florida policy holders. Hurricane Jeanne. (Florida Today)

    Only about half of metro area homeowners carrying flood insurance  Sep 4, 2009
    Only 29 percent of Louisiana homeowners have flood insurance, according to National Flood Insurance Program statistics. Insurance agents in the metro area said our numbers are higher, but still only about half of homeowners are covered. (WWLTV.com, LA)

    Flood insurance neglects species threats, suit says  Sep 3, 2009
    The group alleges that FEMA's National Flood Insurance Program encourages new development in flood plains where most of the state's endangered species live ... "The National Flood Insurance Program promotes development that clogs Arizona's arteries of life," Horning said. (AZCentral -- News)

    Disaster Restoration Specialists Stress the Importance of Hurricane Preparedness  Sep 2, 2009
    Check out the National Flood Insurance Program, which is designed to provide a means for property owners to financially protect themselves when catastrophe strikes. For more information, check out the National Hurricane Center's Web site at. (PR Newswire)

    Lawrence County withdraws from NFIP  Aug 20, 2009
    The Lawrence County Board voted Wednesday to withdraw from the National Flood Insurance Program, ending a 15-month ordeal that came in the wake of the historic June flood of 2008. Following a 4-2 vote, Chris Winkles, local NFIP administrator, was instructed by County Board Chairman Charles Gillespie to start the process of withdrawing the county from the program. (Vincennes Sun Commercial, IN)

    Living facility plan appears back on  Aug 20, 2009
    City Public Works Director Steve Moreton also updated aldermen on some city projects that are currently in the works, as well as filling them in advancements with the National Flood Insurance Program. Moreton also asked aldermen to go ahead and turn in any property that needs cleaning so his office can start the process of alerting owners. (Brookhaven Daily Leader, MS)

    Revised flood insurance rate maps to be discussed at open houses  Aug 20, 2009
    Representatives from federal FEMA Region IX, U.S. Army Corps of Engineers, state Department of Land and Natural Resources including National Flood Insurance Program State Coordinator Carol Tyau-Beam, and the county Department of Public Works will be available to answer questions and address concerns. Kaua i County is a participating community in the NFIP, which allows property owners to purchase insurance that can protect against losses from flooding at a low cost if they meet certain... (Lihue Garden Island, HA)

    Flood insurance for south shore home, business owners may soar  Aug 17, 2009
    The revised maps may be viewed starting tomorrow at the city's data access branch on the first floor of the Frank Fasi Municipal Building or at the state National Flood Insurance Program Web site at hidlnr ... Carol Tyau-Beam, the state National Flood Insurance Program coordinator, said in certain instances, people who do not have flood insurance will have to buy flood insurance if they have a federally backed mortgage ... Tyau-Beam, state National Flood Insurance Program coordinator, said flood... (Honolulu Star-Bulletin)

    Be prepared, put your hurricane plan in place  Aug 15, 2009
    The National Flood Insurance is a pre-disaster flood program designed to reduce flood disasters. The National Flood Insurance program can be reached at 1-888-CALL-FLOOD, Extension 445. (Rockport Pilot, TX)

    Know your policy when dealing with insurance claims  Aug 12, 2009
    But the Fullers' policy through the National Flood Insurance Program did not initially cover the full $12,000 bill, and Wendell Fuller acknowledged his agreement with ServPro called for him to pay what the insurer wouldn't ... The National Flood Insurance Program is. (Daytona Beach News Journal -- Business)

    Warsaw intake funds come up short  Aug 7, 2009
    Will consider adopting an ordinance for new flood maps by Oct. 16 in order to qualify for national flood insurance. Set the date for a citywide cleanup on Aug. 28-29. (Keokuk Daily Gate City, IO)

    County must quickly pass flood plain law  Aug 6, 2009
    Lake County Commissioners were informed Tuesday of the urgent need to approve a new flood plain ordinance in order to meet new National Flood Insurance Program regulations ... Thomson said the National Flood Insurance Program, a FEMA program, has provided an outline of the new ordinance that is required. (Madison Daily Leader, SD)

    Muscatine County Supervisors define flood damage assessment  Jul 29, 2009
    Following 2008 s major flooding, Underwood said his staff learned flood victims can get more financial assistance from the National Flood Insurance Program when flood damage is assessed correctly ... Area residents who experience substantial damage to their property after this year will be eligible for National Flood Insurance benefits related to substantial damage said Underwood ... Underwood said the National Flood Insurance Program mandates that flood-damaged structures that qualify for... (Muscatine Journal, IO)

    Oakland sets budget calendar  Jul 28, 2009
    passed a resolution declaring its intent to apply to the National Flood Insurance Program. Although the town of Oakland is not in a flood plain, certain areas of the town are subject to periodic flooding or flood-related erosion, and some insurance companies will not issue flood insurance to residents seeking it without the town s admission into the program. (Winter Garden West Orange Times, FL)

    SBA will offer flood assistance  Jul 28, 2009
    "We'll also have information on mold, mitigation and people from the national flood insurance program that we can also provide folks out there.". The center will be located in the Casper Room of the Agricultural Resource Learning Center at 2011 Fair Grounds Road and will be open from 9 a.m. to 6 p.m. today through Saturday this week and the same hours Monday through Friday next week. (Casper Star-Tribune, WY)

    Hurricane Survival Tips  Jul 17, 2009
    You or your agent can obtain flood insurance by calling the National Flood Insurance Program at 1-800-638-6620, but be advised there is a waiting period, so you must do this in advance of a hurricane threat. -If you rent, purchase renters insurance for your personal property. (CBS News -- US)

    FEMA: Buy flood insurance now  Jul 11, 2009
    Just a handful of residents gathered at the Calworks building in San Andreas to hear a presentation from Kathy Schaefer, an engineer with the National Flood Insurance Program under FEMA.. Schaefer brought with her a set of new floodplain maps for Calaveras that will be official by next summer. (San Andreas Calaveras Enterprise, CA)

    The Floodplain Development Permit  Jul 2, 2009
    When acts of Congress established the local community as the agency with primary enforcement responsibilities under the National Flood Insurance Program (NFIP), FEMA began to promulgate regulations necessary to implement the intentions of the acts ... Source: NFIP Guidebook: A Local Administrator s Guide to Floodplain Management and the National Flood Insurance Program, 5th Edition. (Suite101.com)

    Responsibilities of a Floodplain Ad...  Jun 30, 2009
    When a community joins the National Flood Insurance Program (NFIP) the local governing board, a city council or county commission, must appoint a person to be the Floodplain Administrator (FPA). In a small community, this is usually the CEO, typically the mayor or county chairman. (Suite101.com)

    Portland Audubon joins lawsuit over FEMA flood insurance program  Jun 27, 2009
    SEATTLE - Environmental groups sued the Federal Emergency Management Agency on Thursday, saying the agency failed to consider how its national flood insurance program affects Oregon's federally protected salmon and steelhead. File photo. (KGW Northwest NewsChannel 8, OR)

    Groups sue FEMA over Oregon flood plain development  Jun 26, 2009
    SEATTLE Environmental groups sued the Federal Emergency Management Agency on Thursday, saying the agency failed to consider how its national flood insurance program affects Oregon s federally protected salmon and steelhead. The National Wildlife Federation, Audubon Society of Portland and other groups say FEMA encourages building in flood-prone areas by providing insurance generally not available on the private market. (Longview Daily News, WA)

    AC to discuss updates to flood plain maps, insurance  Jun 16, 2009
    The Austin County Commissioners Court will meet Wednesday, June 17 at 9 a.m. in the county courthouse basement meeting room to discuss the National Flood Insurance Program and updates that need to be made to the county flood plain map ... By alerting potential homeowners to pre-existing conditions, they will be able to take precautions, such as purchasing flood insurance from the National Flood Insurance Program ... For more information, call Bilski s office at the Austin County Courthouse at... (Sealy News, TX)

    Chaney touts insurance improvements  May 29, 2009
    He said soon all the state's 82 counties would be members of the National Flood Insurance Program, a Federal Emergency Management Agency program that allows for discounted flood insurance and makes member counties eligible for certain grants. He said Lincoln County, which is one of only four counties in the state that are not NFIP members, should join the program. (Brookhaven Daily Leader, MS)

    Despite devastation, insurance claims low  May 27, 2009
    Area residents seeking flood insurance may contact one of the 90 private companies affiliated with the National Flood Insurance Program administered by the Federal Emergency Management Agency ... For filing a claim or information about the National Flood Insurance Program, here's the telephone number and Web site. (Daytona Beach News Journal)

    Crist discovers depths of victims' despair  May 27, 2009
    State of Florida Mitigation will provide information about National Flood Insurance. Project Hope will offer crisis counseling. (Daytona Beach News Journal)

    Commissioners to discuss changes in FEMA flood insurance maps  May 26, 2009
    Published: Monday, May 25, 2009 11:21 AM CDT Washington County commissioners Tuesday will discuss how changes in National Flood Insurance Program maps will impact the county. Commissioners, who will meet at 9 a.m. in Room 103 of the county courthouse, will discuss how an initiative by the Federal Emergency Management Agency (FEMA) to modernize flood insurance maps will affect the county. (Brenham Banner, TX)

    FEMA honors USAA for flood insurance work  May 24, 2009
    The s presented with the National Flood Insurance Program s Administrator s Quill Award. This award recognizes the company that writes the highest number of flood insurance policies within a given year. (Phoenix Business Journal, AZ)

    New flood maps are almost set  May 22, 2009
    The Federal Emergency Management Agency's Mitigation Division manages the National Flood Insurance Program. The program was created to reduce flood damage by identifying flood risks, encouraging sound floodplain management practices and providing a mechanism though which people can insure their investments. (The Augusta Chronicle)

    Windstorm insurance costs must be shared  May 20, 2009
    There is also flood insurance which is purchased separately through the National Flood Insurance Program (NFIP). The NFIP has nothing to do with TWIA except for the belief by some people the two are interchangeable (i. (Rockport Pilot, TX)

    Some Missoula properties now fall in floodplain areas  May 10, 2009
    FEMA national flood insurance program specialist Marijo Brady said officials will take questions then but won't be able to remove people from the floodplain. At such meetings, she said people mostly are concerned about their standing. (Missoulian, MT)

    County considering new flood damage prevention rules  May 5, 2009
    County Administrator Bill Clark, also speaking after the session, said that, as a requirement of the National Flood Insurance Program, the ordinance is required in order for county residents to be able to purchase flood insurance. The change is needed to update the ordinance and put it in compliance with state and federal standards, Clark said. (Orangeburg Times and Democrat, SC)

    Flood insurance program worthy of board discussion  Apr 28, 2009
    Lincoln County supervisors are now taking an overdue look at possibly joining the National Flood Insurance Program, inclusion in which potentially could save homeowners in flood plain areas some money on their insurance and could provide the county with funding for road and bridge repairs following a disaster. The county is currently one of only four in the state that are not members of the NFIP. Whether membership in the program is warranted remains to be seen. (Brookhaven Daily Leader, MS)

    Insurance headache: New flood map catches residents off guard  Apr 28, 2009
    Homeowners could estimate their premium based on the risk level and type of property online through FEMA's national flood insurance program Web site (www. floodsmart. (Hanford Sentinal, CA)

    Planning Board notes  Apr 28, 2009
    Sandy s proposal relates to Town Meeting Articles 44, 45, and 46 amending zoning bylaws for commercial manufacturing and National Flood Insurance district changes, traffic and amending the zoning map revision. Sandy s motion would ask Town Meeting to request as soon as possible after the adoption of the Planning Board and the TMO [Traffic Management Overlay]-1 District Plan, selectmen include an article in a Town Meeting warrant to see if the town would adopt a resolution expressing its... (Lexington Minuteman, MA)

    Bill pushes flood insurance participation  Apr 14, 2009
    Backers said 503 Iowa communities currently participate in the national flood insurance program, but 118 do not -- including 87 that sustained some level of damage in last year's record flooding disaster. Under the bill's provisions, communities would need to make a program application, pass a local ordinance to participate and submit storm water management standards to the Federal Emergency Management Agency as part of a disaster mitigation and prevention effort. (Sioux City Journal, IO)

    Colmans: Flood insurance important, often neglected  Apr 12, 2009
    Flood insurance provided by the Federal Emergency Management Agency's National Flood Insurance Program, can be purchased directly from the government or it can be available through your insurance company. Many insurers sell the policies on behalf of the government. (Athens Banner-Herald)

    Kalona seeking bids on building repairs  Apr 9, 2009
    Burton also asked the council if they intended to pursue National Flood Insurance as she had suggested last year ... Mayor Jerry Kauffman said City Administrator Doug Morgan had not informed him of any plans to go forward with participation in the national flood insurance program. (Kalona News, IA)

    Port Orange updates pay off  Apr 1, 2009
    5 million in federal grants from the Federal Emergency Management Agency and the National Flood Insurance Program helped the city buy and demolish 21 flood-prone homes. "The properties cannot be built on," City Manager Ken Parker said. (Daytona Beach News Journal)

    Deadline extended for home elevation reimbursement  Mar 27, 2009
    Because of the slow flow of other federal money, such as Road Home grants, FEMA had already pushed back the deadline for home-raising work under the National Flood Insurance Program's Increased Cost of Compliance provision. Typically, to collect up to $30,000 in so-called ICC money to cover the costs of protecting their property from future storms, rebuilding homeowners have two years from the date that their property is declared "substantially damaged" to complete the relevant work. (WWLTV.com, LA)

    Taylor pushing wind-policy bill  Mar 23, 2009
    chairman of the House Financial Services Committee, is considering including the proposal in legislation to renew the National Flood Insurance Program ... They also noted the National Flood Insurance Program is already strapped. (The Clarion-Ledger)

    More of this story  Mar 14, 2009
    Morley said the city is a participant in the National Flood Insurance Program. Adherence to minimum regulations has allowed 281. (Newport Daily News, RI)

    Lally, Znoj win Hampton selectmen seats; town operating budget fails again  Mar 11, 2009
    Article 4 Amending the zoning ordinance to comply with the requirements of the National Flood Insurance Program: 2,052 yes, 351 no.. Article 5 Amending the zoning ordinance by changing the multi-family dwelling setback in all zones from 40 feet to 20 feet: 872 yes, 1,710 no.. (Seacoast New Hampshire)

    Child-protection bill survives 'funnel'  Mar 10, 2009
    In the House Rebuild Iowa Committee, a bill to require cities and counties to participate in the National Flood Insurance Program won unanimous approval. Unlike a similar Senate bill it does not require homeowners to participate in the flood insurance program. (Sioux City Journal)

    Measure: Uninsured homes in flood plain not eligible for aid  Mar 7, 2009
    Another provision would require communities to participate in the national flood insurance program within 12 months of new maps being developed. This is a tough measure, we know, said Sen. (Waterloo Courier, IO)

    FEMA flood insurance explained to area residents ... Ramsey County Commission declares a state of emergency ... Park Board close to a decision about improvements to arena ... Fundraiser planned to benefit Devils Lake RFD ... ';var marqueewidth="350px";var marqueeheight="25px";var marqueebgcolor="#FFFFFF";////NO NEED TO EDIT BELOW THIS LINE////////////var pauseit=1;var marqueespeed=1 //slow speed down by 1 for NSvar copyspeed=marqueespeedvar pausespeed=(pauseit==0)? copyspeed: 0var iedom=document.all||document.getElementByIdif (iedom)document.write(''+marqueecontent+'')var actualwidth=''var cross_marquee, ns_marqueefunction populate(){if (iedom){cross_marquee=document.getElementById? document.getElementById("iemarquee") : document.all.iemarqueecross_marquee.style.left=parseInt(marqueewidth)+8+"px"cross_marquee.innerHTML=marqueecontentactualwidth=document.all? temp.offsetWidth : document.getElementById("temp").offsetWidth}else if (document.layers){ns_marquee=document.ns_marquee.document.ns_marquee2ns_marquee.left=parseInt(marqueewidth)+8ns_marquee.document.write(marqueecontent)ns_marquee.document.close()actualwidth=ns_marquee.document.width}lefttime=setInterval("scrollmarquee()",20)}window.onload=populate;function scrollmarquee(){if (iedom){if (parseInt(cross_marquee.style.left)>(actualwidth*(-1)+8))cross_marquee.style.left=parseInt(cross_marquee.style.left)-copyspeed+"px"elsecross_marquee.style.left=parseInt(marqueewidth)+8+"px"}else if (document.layers){if (ns_marquee.left>(actualwidth*(-1)+8))ns_marquee.left-=copyspeedelsens_marquee.left=parseInt(marqueewidth)+8}}if (iedom||document.layers){with (document){document.write('')if (iedom){write('')write('')write('')write('')}else if (document.layers){write('')write('')write('')}document.write('')}}Saturday, March 07, 2009 Barb Fitzpatrick from the National Flood Insurance Program and FEMA was part of a presentation Thursday in Devils Lake to help explain federal flood insurance coverage to area property owners. Here she goes over a map of the various flood zones within the city with residents. FEMA flood insurance explained to area residents  Mar 7, 2009
    Barb Fitzpatrick from the National Flood Insurance Program and FEMA was part of a presentation Thursday in Devils Lake to help explain federal flood insurance coverage to area property owners ... Then Barb Fitzpatrick from the National Flood Insurance Program introduced Norm Ashford, from her federal agency. (Devils Lake Daily Journal, ND)

    Panel approves flood insurance bill  Mar 6, 2009
    Another provision would require communities to participate in the national flood insurance program within 12 months of new maps being developed ... "I think it is tough medicine, but the reality is we need to change the way we think about floods. We need communities to get into the national flood insurance program and we need individuals to buy flood insurance," he added ... Under the Senate bill, cities that are not participating in the national flood insurance program by a certain date would... (Sioux City Journal)

    Van Meter residents now eligible for federal flood insurance protection  Mar 5, 2009
    Beginning last month, residents of Van Meter were eligible to purchase federally backed flood insurance as part of the National Flood Insurance Program ... "In accordance with Section 1336 of the National Flood Insurance Act of 1968, the City of Van Meter is eligible to participate in the Regular Phase of the NFIP effective January 26, 2009," wrote acting assistant administrator Michael Buckley in a letter to Van Meter mayor Fred Scaletta. (Mid Iowa Enterprise, IA)

    Army Corps cracks down on nation's flunking levees  Feb 24, 2009
    "Many of the levee boards don't have the funds to maintain them and really haven't for years," says Michael Borengasser, National Flood Insurance Program coordinator for the state of Arkansas. Federal taxpayers already have paid to rebuild many levees that failed in floods because of poor maintenance, says Larry Larson, director of the Association of State Floodplain Managers. (USA Today)

    County OK's 'Piggybacking' on Contract  Feb 22, 2009
    County and municipal participation in the National Flood Insurance Program allows property owners to obtain flood hazard insurance through the national federal program. In order to participate, local governments must adopt a flood damage prevention ordinance as a means of reducing and preventing damage to property as a result of floods. (The Pilot Newspaper)

    Are You Covered?  Feb 22, 2009
    Depending on where you live, you may need to purchase this coverage through the National Flood Insurance Program, which is managed by the Federal Emergency Management Agency (). You can challenge your flood zone -- say, if you live near the water but on top of a high hill -- and possibly lower your rate. (Boston Globe)

    Northampton flood insurance concerns  Feb 20, 2009
    Congress created the National Flood Insurance Program (NFIP) in 1968 in response to the rising cost of taxpayer-refunded disaster relief ... The Flood Disaster Protection Act of 1973 and the National Flood Insurance Reform Act of 1994 made it a requirement that flood insurance be purchased on a federally-backed mortgage on buildings located in a SFHA. If you re home is not in a SFHA, you are not required to buy flood insurance. (Roanoke Rapids Daily Herald, NC)

    5th Circuit Revives Katrina Insurance Case  Feb 20, 2009
    Both cases accuse insurers of inflating flood damage estimates so the National Flood Insurance Program would cover a greater share of the damage to Gulf Coast homes. Insurers' homeowner policies cover damage from a hurricane's wind but not rising water. (Law.com)

    Insurance mandate becomes an issue  Feb 19, 2009
    FEMA guidelines from the National Flood Insurance Program require lenders of all federally backed loans to mandate that homeowners with homes within lands designated as a special flood hazard area get flood insurance in conjunction with their home loan or mortgage. Janice Mitchell, FEMA Insurance Program Specialist, spoke to the Lake Martin Area Association of Realtors Wednesday to further explain the program. (Alexander City Outlook, AL)

    Concern over flooding growing  Feb 17, 2009
    To help with the situation, Heisler said representatives from the National Flood Insurance Program will be in Devils Lake Wednesday. There will be a specialist at the library from 1:30-3:30 that day and from 5:15-7:15 to help people with their concerns and questions. (Devils Lake Daily Journal, ND)

    Protect belongings from disaster  Feb 16, 2009
    A separate policy must be purchased through the National Flood Insurance Program and can only be purchased if your community participates in the national program. A standard mobile home policy, however, can cover damage caused by floods. (The Augusta Chronicle)

    Cottage Row, city at odds  Feb 14, 2009
    The city must adopt federally mandated basic minimum standards to participate in the National Flood Insurance Program so property owners can purchase flood insurance. However, some city officials have suggested a more tightly regulated ordinance following record flooding last year. (Waterloo-Cedar Falls Courier)

    Flood insurance specialist coming to Devils Lake  Feb 13, 2009
    FEMA is sending a specialist from the National Flood Insurance Program (NFIP) to Devils Lake on Feb. 18 to meet with property owners throughout the Lake Region who may have questions about flood insurance. The specialist will be available from 1:30 to 3:30 p.m. and again from 5:15 to 7:15 p.m. at the Lake Region Public Library. (Devils Lake Daily Journal, ND)

    City is working with FEMA on flood rules  Feb 11, 2009
    The Watertown Plan Commission took the initial steps Monday to ensure city residents will continue to have the potential to receive funds from the Federal Emergency Management Agency's National Flood Insurance Program ... This is all necessary so we can stay in the National Flood Insurance Program with FEMA, city Engineer Joe Radocay added. (Watertown Daily Times, WI)

    N. Dakotans urged to review flood insurance  Feb 11, 2009
    Lambrecht warned against delaying the purchase of flood insurance as there typically is a 30-day waiting period before a policy underwritten by the National Flood Insurance Program (NFIP) becomes effective ... In a community that participates in the National Flood Insurance Program, a person can purchase insurance to cover both the building and its contents. (Wahpeton Daily News, ND)

    FEMA preparing for spring flooding in N.D.  Feb 10, 2009
    Homeowner's policies do not cover flooding, and there is a 30-day waiting period before a policy underwritten by the National Flood Insurance Program takes effect. DeFelice said people also should not rely on disaster aid, even if it becomes available. (Bismarck Tribune, ND)


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